Flow Banking
Your product. Built-in banking.
Offer your customers accounts, cards, and payments within your product without becoming a bank.
2
VAT
€7.233,09
NL01 ABCD 1234 4321 52
1
Payroll tax
€1.751,12
NL01 ABCD 1234 4321 53
Trusted by leading companies
Turn your product into the go-to financial hub
Seamlessly embed core banking capabilities into your product with Flow Banking. Offer your users accounts, cards, payments and more and become the go-to solution for all their financial needs.
1
Inbox
€11.235,18
NL01 ABCD 1234 1234 56
3
Inbox
€11.235,18
NL01 ABCD 1234 1234 56
2
Inbox
€11.235,18
NL01 ABCD 1234 1234 56
2
Inbox
€11.235,18
NL01 ABCD 1234 1234 56
1
Buffer
€68.929,02
NL01 ABCD 1234 1234 56
2
VAT
€7.233,09
NL01 ABCD 1234 1234 56
2
Inbox
€11.235,18
NL01 ABCD 1234 1234 56
2
Corporate tax
€11.235,18
NL01 ABCD 1234 1234 56
2
Inbox
€11.235,18
NL01 ABCD 1234 1234 56
Accounts
Offer multiple accounts directly in your product.
Cards
Issue virtual and physical cards with your branding.
€1.530,10
Payment received
Payments
Enable your users to send, receive, and track payments.
Bank accounts
Create real IBAN business accounts inside your platform.
Physical & virtual cards
Issue branded physical and virtual cards linked to platform accounts.
Know Your Customer
Verify customers through a shared, centralized KYC flow.
Fast onboarding
Launch customers quickly with streamlined, embedded onboarding.
Payments
Send and receive payments directly within your platform.
Payment notifications
Trigger real-time alerts based on payment activity.
Fraud protection
Monitor and protect transactions with built-in risk controls.
Enterprise security
Secure data with bank-grade infrastructure and compliance.
Transform your product with Flow Banking
Higher daily usage
When banking lives inside your platform, customers return more often because core financial actions happen where they already work.
Increase retention
When business banking lives inside your platform, customers return more often and stay longer. It makes your platform harder to replace over time.
New revenue streams
Generate recurring revenue from transaction activity and funds held within accounts managed through your platform.
Discover how Flow fits into your product
Accounting & Bookkeeping
Embed banking and automation directly into accounting workflows, so money moves where financial decisions are made.
Payment Service Providers
Add account structures, programmable money flows, and lending without building a full banking stack in-house.
Treasury
Integrate banking features to enable automation of supplier payments, optimise cash flow, and manage finances in real time.
Banking within SnelStart
SnelStart, used by thousands of accountants, now offers SnelStart Bankieren powered by Flow Banking.
Smart money automation
Qonto users can now smartly automate their finances directly inside the app, powered by Flow Automate.
Faster GTM
Less engineering effort
Compliance & Security
So your team can move fast, with confidence
International certification for structured information security and data protection controls.
PSD2 AIS
PSD2 license enabling secure access to and aggregation of bank account data.
PSD2 PIS
PSD2 authorization to securely initiate payments from users’ bank accounts.
GDPR compliant
Compliance with EU regulations for lawful and secure personal data processing.
Eelco-Jan Boonstra
General Manager
Go-to-market strategy
In close cooperation, we develop value propositions that fit your customers' needs, ascertain the target audience, and decide on pricing.
Marketing & Sales
We know the benefits of our products from the inside out. That is paramount in coaching and guiding your marketing team.
Continuous support
We’re there for you all the way. That’s because we want our money management products to truly wow your customers: we wow to win.